README-CardinalCruise.md

Integrating 3D-Secure (Payer Authentication) with Cardinal Cruise .

Authorize.Net supports authentication of the consumer/cardholder through the industry standard protocol of 3D-Secure (also known as Verified by Visa or MasterCard SecureCode).

Cardinal Commerce provides a simple javascript library (Cardinal Cruise) to facilitate this consumer authentication and our sample application demonstrates the integration of Cardinal Cruise with Authorize.Net Accept.js and the Authorize.Net payment API.

This step-by-step guide walks through our sample code which is initiated with the Pay (3D-Secure) button on our main index.php page, Pay tab. The sample code is primarily in the following 2 files:

https://github.com/AuthorizeNet/accept-sample-app/blob/master/payerAuthCaller.js https://github.com/AuthorizeNet/accept-sample-app/blob/master/generateCardinalJWT.php

Step 1. Initialize Cardinal Cruise.

Step 2. Retrieve a Cardinal Cruise JWT from your server.

Step 3. Start the Consumer Authentication Flow.

Step 4. Receive the response from Cardinal Cruise

Step 5. Call Accept.js to dispatch card data to Authorize.Net

Step 6. Complete the payment