diff --git a/frontend/src/views/supp-allowances/SupplementaryFormView.vue b/frontend/src/views/supp-allowances/SupplementaryFormView.vue
index 08ddc827..b36598fe 100644
--- a/frontend/src/views/supp-allowances/SupplementaryFormView.vue
+++ b/frontend/src/views/supp-allowances/SupplementaryFormView.vue
@@ -495,11 +495,15 @@ export default {
     setSuppTermDates() {
       const today = new Date()
       const formattedEndDate = new Date(this.fundingAgreement.endDate)
-      const termTwoEndDate = new Date(formattedEndDate.setFullYear(formattedEndDate.getFullYear() - 1))
-      const termOneEndDate = new Date(termTwoEndDate.setFullYear(termTwoEndDate.getFullYear() - 1))
+
+      const termTwoEndDate = new Date(new Date(this.fundingAgreement.endDate).setFullYear(new Date(this.fundingAgreement.endDate).getFullYear() - 1))
+      const termOneEndDate = new Date(new Date(termTwoEndDate).setFullYear(new Date(termTwoEndDate).getFullYear() - 1))
 
       switch (true) {
-        case today < termOneEndDate:
+        //not having a funding agreement or FA end date will only happen if a user navigates to SuppApp right after
+        //OFM core creation. They moved too quickly and the FA did not have time to generate in Dynamics before returning.
+        //In this case, we can safely assume they are in term 1. Upon refresh, the FA will exist.
+        case today < termOneEndDate || !this.fundingAgreement?.endDate:
           this.fundingExpiryDate = termOneEndDate
           this.renewalTerm = SUPP_TERM_CODES.TERM_ONE
           this.nextRenewalTerm = SUPP_TERM_CODES.TERM_TWO