Can't redirect stripe 3DS to app on Expo file-based routing

[damianoserpetta]

I've been searching for this type of issue for a long, I'm sorry if this issue has been already mentioned and I didn't find it.

Issue
When setting urlScheme and returnUrl on payment sheet and the event listener to handle deep links, the event listener doesn't handle correctly the url and Expo file-based router handles it navigating to the page.

The url scheme is set on app.json as described on the guide, and that's working fine.

What am I doing wrong?

Thanks!

Versions
react-native: 0.74.5
expo: 51.0.28
expo-router: 3.5.23
@stripe/stripe-react-native: 0.40.0

Code
Initialization:

initStripe({ publishableKey:'xxx', urlScheme: Constants.appOwnership === 'expo' ? Linking.createURL('/--/') : Linking.createURL('') })

Payment sheet init:

await initPaymentSheet({
      allowsDelayedPaymentMethods: true,
      merchantDisplayName: 'xxx',
      returnURL: Linking.createURL('stripe-redirect'),
      paymentIntentClientSecret: 'xxx'
    })

Hook to handle deep links: (tried in _layout.tsx expo entry point and directly on screen where the payment happens)

export function useDeepLinkHandler(): void {
  const { handleURLCallback } = useStripe()

  const handleDeepLink = useCallback(
    async (url: string | null) => {
      if (url) {
        const stripeHandled = await handleURLCallback(url)
        if (stripeHandled) {
          // This was a Stripe URL - you can return or add extra handling here as you see fit
        } else {
          // This was NOT a Stripe URL – handle as you normally would
        }
      }
    },
    [handleURLCallback]
  )

  useEffect(() => {
    const getUrlAsync = async (): Promise<void> => {
      const initialUrl = await Linking.getInitialURL()
      await handleDeepLink(initialUrl)
    }

    void getUrlAsync()

    const deepLinkListener = Linking.addEventListener(
      'url',
      (event: { url: string }) => {
        void handleDeepLink(event.url)
      }
    )

    return () => { deepLinkListener.remove() }
  }, [handleDeepLink])
}