DESCRIPTION We plan to build an Microsoft App & Microsoft Wallet Loyalty Application that is displayed in the Microsoft Wallet loyalty and tickets section. The system will allow users to simply use one loyalty program to aggregate all of his/her retail loyalty programs, removing the need to scroll through multiple in the Microsoft Wallet. The system will also leverage external services to alert the Wallet provider when they are nearby a rewards program retailer. This will increase the interaction between the Microsoft Wallet user and many retailers around the US.