Skip to content
New issue

Have a question about this project? Sign up for a free GitHub account to open an issue and contact its maintainers and the community.

By clicking “Sign up for GitHub”, you agree to our terms of service and privacy statement. We’ll occasionally send you account related emails.

Already on GitHub? Sign in to your account

FINERACT-2333: Accrual handling in case of Charged-off loan #4350

Draft
wants to merge 1 commit into
base: develop
Choose a base branch
from

Conversation

mariiaKraievska
Copy link
Contributor

Description

Accrual handling in case of Charged-off loan

Checklist

Please make sure these boxes are checked before submitting your pull request - thanks!

  • Write the commit message as per https://github.com/apache/fineract/#pull-requests

  • Acknowledge that we will not review PRs that are not passing the build ("green") - it is your responsibility to get a proposed PR to pass the build, not primarily the project's maintainers.

  • Create/update unit or integration tests for verifying the changes made.

  • Follow coding conventions at https://cwiki.apache.org/confluence/display/FINERACT/Coding+Conventions.

  • Add required Swagger annotation and update API documentation at fineract-provider/src/main/resources/static/legacy-docs/apiLive.htm with details of any API changes

  • Submission is not a "code dump". (Large changes can be made "in repository" via a branch. Ask on the developer mailing list for guidance, if required.)

FYI our guidelines for code reviews are at https://cwiki.apache.org/confluence/display/FINERACT/Code+Review+Guide.

}
}

private BigDecimal getInterestTillChargeOffForPeriod(final Loan loan, final LocalDate chargeOffDate) {
Copy link
Contributor

Choose a reason for hiding this comment

The reason will be displayed to describe this comment to others. Learn more.

This seems not correct for progressive loans...

Copy link
Contributor Author

Choose a reason for hiding this comment

The reason will be displayed to describe this comment to others. Learn more.

Done

@@ -3745,4 +3760,39 @@ public void closeAsMarkedForReschedule(final Loan loan, final JsonCommand comman

loanTransactionValidator.validateLoanRescheduleDate(loan);
}

private void createMissingAccrualTransactionIfNeeded(final BigDecimal newInterest, final Loan loan, final LocalDate chargeOffDate) {
Copy link
Contributor

Choose a reason for hiding this comment

The reason will be displayed to describe this comment to others. Learn more.

Would it make sense to move this into the LoanAccrualProcessingService?

Copy link
Contributor Author

Choose a reason for hiding this comment

The reason will be displayed to describe this comment to others. Learn more.

I considered moving this logic into the LoanAccrualProcessingService, but unfortunately, it wasn't feasible. Doing so introduces a circular dependency issue, making it impossible to use the service within the AdvancedPaymentScheduleTransactionProcessor. Therefore, I decided to move it in the AdvancedPaymentScheduleTransactionProcessor.

@@ -3092,6 +3098,15 @@ public CommandProcessingResult chargeOff(JsonCommand command) {
final List<Long> existingTransactionIds = loan.findExistingTransactionIds();
final List<Long> existingReversedTransactionIds = loan.findExistingReversedTransactionIds();

final LoanChargeOffBehaviour chargeOffBehaviour = loan.getLoanProductRelatedDetail().getChargeOffBehaviour();
if (loan.isProgressiveSchedule()) {
Copy link
Contributor

Choose a reason for hiding this comment

The reason will be displayed to describe this comment to others. Learn more.

This should not be created only for progressive loans... We can create the missing accrual for cumulative loans as well...

Copy link
Contributor Author

Choose a reason for hiding this comment

The reason will be displayed to describe this comment to others. Learn more.

Done

@mariiaKraievska mariiaKraievska force-pushed the FINERACT-2333/accrual-handling-in-case-of-charged-off-loan branch from 1e3b80d to 9342585 Compare February 24, 2025 10:07
@mariiaKraievska
Copy link
Contributor Author

PTAL

@mariiaKraievska mariiaKraievska force-pushed the FINERACT-2333/accrual-handling-in-case-of-charged-off-loan branch 2 times, most recently from b3d8a39 to fe5e6d6 Compare February 24, 2025 10:56
Copy link
Contributor

@somasorosdpc somasorosdpc left a comment

Choose a reason for hiding this comment

The reason will be displayed to describe this comment to others. Learn more.

LGTM

@mariiaKraievska mariiaKraievska force-pushed the FINERACT-2333/accrual-handling-in-case-of-charged-off-loan branch from fe5e6d6 to 73eabd2 Compare February 24, 2025 15:13
@mariiaKraievska
Copy link
Contributor Author

Please, consider this PR as a draft, because there are no tests from qa yet.

@adamsaghy adamsaghy marked this pull request as draft February 25, 2025 16:05
Sign up for free to join this conversation on GitHub. Already have an account? Sign in to comment
Labels
None yet
Projects
None yet
Development

Successfully merging this pull request may close these issues.

3 participants