v0.4.1

Changelog

• d1cacf5 add credit balance to user command output
• f10123b fix typo in doco
• f0505d3 fix user command output
• 3c9a1b0 print zero credits warning in checks and check inspect
• e6a1f8e print zero credits warning in incidents and incident inspect
• dbf73dd print zero credits warning in user command
• 0a450bc print zero credits warning in user command
• f569916 update doco
• 59ea165 update doco